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Bakery Loans

Small business loan program for the purchase or refinance of bakeries   Barclay Associates has lenders who specialize in financing for bakeries.   Low down payment with long term loans are available.  Mortgage loans and non-real estate (cash flow) loans available in many cases.

Most banks and other conventional lending sources all over the country often turn down small amount loan requests for bakery financing. Many times the borrower's credit is good and the property is sound and well-occupied. They just don't want to handle a small loan. Because of this many deserving business people do not get necessary loans. Barclay Associates will find you a non-bank lender to close that bakery loan that others will not handle.  We deal with non-bank lenders who don't have to operate under the strict rules and regulations of regular banks.

  • Geographic Region: Nationwide bakery financing.
  • Loan function: Loans for purchase, refinance and cash outs of bakery business and property.
  • Minimum loan amount:  See bottom of this page
  • Rates: Very competitive - Call for a quote.
  • Amortization period: bakery loans up to 25 years.
  • Loan-to-Value ratio (LTV): bakery financing - Up to 90 % LTV with real estate collateral.
  • Buyer down payment: Typically 10% on real estate loans (may be borrowed) 
  • Collateral:  First lien position on bakery property and business.
  • Fast Commitment and Closing - In most cases, a firm financing commitment for your bakery loan is issued within 4 days after receipt of all required documentation from borrower. Quick closings.
  • Working capital loans, cash flow loans,  and other non-real estate loans available.
  • Call Us  before giving up on your bakery financing search.  We can do the tough ones.
  • Your Barclay Associate will work with you during the documentation bakery loan process.
  • Other Commercial Mortgage and business financing available up to $10 million or more.

                     Please call Barclay Associates TODAY for your  bakery  loan.

                                     Minimum Business Loan or Commercial Mortgage Loan Amount is $250,000

We DO NOT engage in RESIDENTIAL mortgage financing or non-business (personal) financing.

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BARCLAY ASSOCIATES
Phone: 856-429-4951 Fax: 856-795-8817 E-mail: jspat@snip.net
When E-mailing us, it is extremely important to include your PHONE NUMBER.
Copyright 2004 JS Inc./Barclay Associates - All Rights Reserved

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How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ
Fax: 856-795-8817
E-mail: jspat@snip.net

Please e-mail or fax us with your loan request.  Click on e-mail above. We will originally need your:
Full name, phone number and a paragraph or two describing your financing needs.

  • WE DO NOT finance residential properties-only commercial
  • PLEASE DO NOT SEND faxes over 5 pages without calling us first.
  • We DO NOT have funders for commercial mortgages or business financing outside of the United States.

MINIMUM LOAN AMOUNTS
BROKER SUBMITTED LOAN MINIMUM - ADD 20%
TO LISTED MINIMUM LOAN AMOUNT - Example: non-broker submitted $150,000 minimum loan amount - Broker submitted $180,000 minimum. Does not apply to land loans

  • INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $150,000 minimum loan amount. (brokers add 20% to required minimum) Multi-family (apartments) must be 6 units or more.
  • RAW LAND LOANS - $250,000 minimum loan amount. (Direct borrower or broker submitted). "As is" value or purchase price must be $500,000.
  • LAND DEVELOPMENT FINANCING - $250,000 minimum loan amount. This may include land purchase, infrastructure expenses and optional construction financing. Total "As is" value must be $500,000.
  • SBA LOANS - $350,000 minimum loan amount.
  • OTHER BUSINESS LOANS - $400,000 minimum loan amount.
  • OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.

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         [ Small Commercial Mortgage Loans] [Small Business Loans]
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Copyright © 1999-2007 JS Inc./Barclay Associates - All Rights Reserved

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