Special Report
FAQ-Income Property Buyers

INCOME PROPERTY BUYERS TIPS

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SPECIAL REPORT for those purchasing or refinancing income property

    Barclay Associates has written this Special Report for those who visit our website looking for financing for  income property.  They want to buy property but have no idea of how to arrive at a fair offering price.  We hope that this report will answer many questions which you may have concerning the purchasing and valuation of an income producing property.  

SECTIONS WHICH ARE INCLUDED IN THE SPECIAL REPORT

  1. Some proven rules to follow when investing in income property.   
  2. Valuing the property and the meaning or "Cap Rate. ".
  3. An example of a poor purchase of an income property.  
  4. Knowing how much to pay for a property using the Net Operating Income (N.O.I.) approach to valuation.. 

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Income Property Buyers Frequently Asked questions (FAQ's)

Includes HOW TO DRAW YOUR OWN CREDIT REPORT AND SCORES AND HOW TO UPGRADE YOUR CREDIT SCORES.... plus other Frequently Asked Questions (FAQ), which we continually receive from current and prospective buyers of income properties such as apartment buildings, mobile home parks, self storage facilities, office buildings, shopping centers, stand alone retail stores and many other types of income producing properties.

 

DISCLAIMER -  The material on this page and throughout the web site is for informational purposes only and covers a wide variety of  information on various property and business financing topics. Although some of the information might involve tax, legal, accounting or similar issues,  Barclay Associates absolutely does not intend this web site to be an advisory service web site.  Our opinion  on any financial matters may not fit your own particular circumstances. Cap Rates and property valuation calculations are our best estimate, but are only estimates and may vary in specific situations.  Barclay Associates is not an investment advisor and any copy on this page or any other page on our website is purely informational and is not to be considered investment advice. Barclay Associates is not, and does not claim to be, professional property appraisers.   We never give legal or tax related advice.  We strongly encourage you to consult with your own professional advisors (attorney, accountant, appraiser, Realtor  etc.) concerning any transaction involving commercial mortgages or business financing.   Barclay Associates publishes this page on our website in response to many requests from current and prospective clients.  The opinions and information contained on this page are based on our experience and will apply to many situations. However, any statements or information contained on this page is strictly the opinion of Barclay Associates, and there may be exceptions which makes the information inapplicable  to your own particular situation.  Barclay Associates will not be held responsible in any way, and will be held harmless from, any decisions made by the reader based on information on this page,  which might result in a financial or other type of loss. 

 



How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ

Fax: 856-795-8817
E-mail: jspat@snip.net

Please e-mail or fax us with your loan request.  Click on e-mail above. We will originally need your:
Full name, phone number and a paragraph or two describing your financing needs.


  • WE DO NOT finance residential properties-only commercial
  • PLEASE DO NOT SEND faxes over 5 pages without calling us first.
  • We DO NOT have funders for commercial mortgages or business financing outside of the United States.


MINIMUM LOAN AMOUNTS
BROKER SUBMITTED LOAN MINIMUM - ADD 20%
TO LISTED MINIMUM LOAN AMOUNT - Example: non-broker submitted $150,000 minimum loan amount - Broker submitted $180,000 minimum. Does not apply to land loans

  • INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $150,000 minimum loan amount. (brokers add 20% to required minimum) Multi-family (apartments) must be 6 units or more.
  • RAW LAND LOANS - $250,000 minimum loan amount. (Direct borrower or broker submitted). "As is" value or purchase price must be $500,000.
  • LAND DEVELOPMENT FINANCING - $250,000 minimum loan amount. This may include land purchase, infrastructure expenses and optional construction financing. Total "As is" value must be $500,000.
  • SBA LOANS - $350,000 minimum loan amount.
  • OTHER BUSINESS LOANS - $400,000 minimum loan amount.
  • OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.

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