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Small Business Loans - SBA Loans

Small business loan program for retail and many other types of small to medium size companies.  Loans for purchase or refinance.  In most cases real estate collateral is required.   Barclay Associates has lenders who specialize in small business and SBA  financing. 

Most banks and other conventional lending sources all over the country often turn down small amount loan requests for small businesses.  Many times the borrower's credit is good, the property has value and the business model is good.. They just don't want to handle a small loan or make a loan without having hard collateral such as real estate.  Because of this many deserving business people do not get necessary loans.  Barclay Associates will find you a small to medium size business lender to answer your financing needs.  We deal with large non-bank lenders who don't have to operate under the strict rules and regulations of regular banks.

  • Type of business - Retail, manufacturing, wholesale-distribution and service businesses. Construction loans including working capital.
  • Geographic Region: Nationwide.
  • Loan function: Loans for purchase, refinance and cash outs.  Financing for small business/SBA loans  with or without property. 
  • Minimum loan amount:  See bottom of this page
  • Rates: Very competitive - Contact us for a quote.
  • Amortization period: Small business loans up to 25 year term.
  • Buyer down payment: As low as 10% on real estate loans (may be borrowed) 
  • Collateral:  First lien position on small business property and business
  • Fast Commitment and Closing - In most cases, a firm financing commitment for your business loan is issued promptly after receipt of all required documentation from borrower.
  • Contact Us  before giving up on your small business financing search.  We can do the tough ones.
  • Your Barclay Associate will work with you during the small business loan documentation process for your small to medium size business. We do have other non-SBA sources for commercial mortgages and business financing available up to $10 million or more.

          Please contact Barclay Associates TODAY for your  small to medium  size conventional  business or SBA  loan.



How to Contact Us
BARCLAY ASSOCIATES - Cherry Hill NJ

Fax: 856-795-8817
E-mail: jspat@snip.net

Please e-mail or fax us with your loan request.  Click on e-mail above. We will originally need your:
Full name, phone number and a paragraph or two describing your financing needs.


  • WE DO NOT finance residential properties-only commercial
  • PLEASE DO NOT SEND faxes over 5 pages without calling us first.
  • We DO NOT have funders for commercial mortgages or business financing outside of the United States.


MINIMUM LOAN AMOUNTS
BROKER SUBMITTED LOAN MINIMUM - ADD 20%
TO LISTED MINIMUM LOAN AMOUNT - Example: non-broker submitted $150,000 minimum loan amount - Broker submitted $180,000 minimum. Does not apply to land loans

  • INCOME PROPERTIES - COMMERCIAL MORTGAGE LOANS- (apartment and office building loans, self storage and mobile home park financing etc.- not raw land/land developer loans) - $150,000 minimum loan amount. (brokers add 20% to required minimum) Multi-family (apartments) must be 6 units or more.
  • RAW LAND LOANS - $250,000 minimum loan amount. (Direct borrower or broker submitted). "As is" value or purchase price must be $500,000.
  • LAND DEVELOPMENT FINANCING - $250,000 minimum loan amount. This may include land purchase, infrastructure expenses and optional construction financing. Total "As is" value must be $500,000.
  • SBA LOANS - $350,000 minimum loan amount.
  • OTHER BUSINESS LOANS - $400,000 minimum loan amount.
  • OTHER TYPES OF FINANCING NOT INCLUDED ABOVE - contact us for minimum loan amounts.

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